Mobile POS – Soft POS

Executive Summary

Soft POS, or Software Point of Sale, is new technology that allows businesses to accept card payments directly on their NFC supporting and internet connected Android smartphones. Solution simply transforms Android smartphones to POS terminals and merchants can start accepting payment from contactless cards, mobile wallets, or wearables without acquiring additional hardware from banks.

Problem and Opportunity

Merchants normally need to apply banks to have POS devices and must wait approval and delivery of POS hardware from banking organization after making expensive deposits. Merchants also must acquire separate pos for each shop and each payment collection point in the same shop. POS devices also requires batteries and SIM card. Merchants time to time forget recharging POS batteries and top-up SIM balance and eventually losing customers. Moreover, legacy POS hardware is lack of applications and tools that can access store data and enhance customer journey. SoftPOS running as Android app offers an ecosystem that allows for more options, and connects merchants to a wider array of applications, content, and media. For merchants, it’s an excellent way to provide a personalized, modern checkout experience to customers.

Solution

Metamorfoz solution relieves merchants from carrying more than POS terminal. SofPOS app can be easily integrated to with ERP and CRM that is being used by merchants. If contactless payment limit is exceeded Metamorfoz SoftPos solution allows authorization of payment by accepting PIN* from directly customer mobile device instead of merchant Android device.

Metamorfoz Mobile Softpos

METAMORFOZ Mobile SoftPOS solution is a software platform that enables to use Android mobile devices as POS devices. Merchants will be able to accept contactless payments directly on their smartphones. With the mobile application downloaded from Google Play to a merchant’s mobile device, customers will be able to make their payments by tapping their contactless cards, HCE mobile wallets or wearables on the merchant’s mobile device.

EMV Technology

METAMORFOZ Mobile SoftPOS solution uses EMV technology for contacless payment. With NFC technology, merchants can accept contactless payments using Android smartphones and tablets

Usage Senarios Big Merchant Scenario: Sales person can accept payments in merchant store from mobile device. Mobile Direct Debit: Mobile sales people who visit dealers can use softpos for mobile direct debit.

Benefits

Contactless, fast, and secure way of accepting payments by all size of merchants.
Relieving from direct and indirect physical POS device costs (purchase, rental fee, service)
Accepting payment regardless of location
Saving merchants from burden of carrying more than one POS device, having SIM and batteries
Unlimited number of users and terminals without paying additional costs
Easy integration to ERP and CRM systems with help of open APIs
3D Secure verification code and customer card internet shopping approval not needed.
All transactions have the same security measures with physical POS terminals.

Why Metamorfoz

Metamorfoz SoftPOS solution is already being used and distributed by one of Turkish banks with trust since long time. It was fully tested and verified by independent organizations against performance, information security and compliancy issues during the delivery.